It’s been another difficult year for Britain’s high streets as banks continue to downsize their physical presence. Santander UK has confirmed the closure of 76 branches across the country in 2025, with a further branch in Surrey Quays, London, scheduled to shut on November 18. An additional 18 locations are also slated for closure, though exact dates have yet to be announced.
The decision reflects changing customer behaviour, as more people move towards online and mobile banking. Santander joins other major lenders—including Lloyds, NatWest, and Halifax—in reducing in-person banking options as digital use rises and footfall declines.
Why Santander Is Closing Branches
A Santander spokesperson said the bank was adapting to “customer behaviour changes” to ensure its network remains “fit for the future.”
“Our new combination of full-service branches, alongside Work Cafés, counter-free branches, and reduced-hours locations, aims to provide the right balance between digital banking and face-to-face support,” the spokesperson explained.
They added that closing a branch “is always a difficult decision,” but the move allows the business to balance investment between physical and digital services.
Santander also pointed to its Community Banker programme and enhanced mobile banking app as key parts of its evolving customer strategy.
Concerns for Vulnerable Customers
Consumer advocates have raised concerns that the ongoing wave of closures could disadvantage older and vulnerable customers, particularly those who rely on in-person banking or need regular access to cash.
Groups such as Age UK have previously warned that the rapid move to digital services risks leaving behind people who are less confident with technology or live in rural areas with limited online access.
Santander Branch Closures in 2025 — Full List
Below is the complete list of Santander branches confirmed to close in 2025, along with their closure dates:
| Branch | Closure Date |
|---|---|
| Aberdare | June 24 |
| Arbroath | June 17 |
| Armagh | July 1 |
| Blackwood | June 23 |
| Blyth | August 5 |
| Bognor Regis | July 14 |
| Borehamwood | July 1 |
| Brecon | June 25 |
| Brixton | August 11 |
| Caernarfon | July 7 |
| Camborne | July 7 |
| Canvey Island | August 5 |
| Clacton | June 16 |
| Cleveleys | June 23 |
| Colne | July 14 |
| Colwyn Bay | July 24 |
| Crowborough | July 23 |
| Croydon | June 16 |
| Cumbernauld | July 7 |
| Didsbury | July 8 |
| Downpatrick | August 6 |
| Dungannon | June 23 |
| Edgware Road | August 12 |
| Eltham | June 23 |
| Exmouth | July 15 |
| Falmouth | July 21 |
| Farnham | July 29 |
| Felixstowe | July 16 |
| Finchley | August 6 |
| Fleet | June 30 |
| Formby | August 11 |
| Gateshead Metro | June 16 |
| Glasgow LDHQ | June 24 |
| Glasgow MX | June 23 |
| Greenford | June 24 |
| Hackney | July 15 |
| Hawick | July 24 |
| Herne Bay | July 8 |
| Hertford | July 29 |
| Holloway | July 14 |
| Holywell | August 13 |
| Honiton | July 14 |
| Kidderminster | June 18 |
| Kilburn | June 17 |
| Kirkby | July 22 |
| Launceston | June 16 |
| Louth | June 17 |
| Magherafelt | June 24 |
| Malvern | July 2 |
| Market Harborough | July 1 |
| Musselburgh | June 30 |
| New Milton | July 28 |
| Peterhead | June 16 |
| Plympton | August 14 |
| Portadown | June 30 |
| Pudsey | July 28 |
| Rawtenstall | July 15 |
| Ross-On-Wye | July 30 |
| Ruislip | July 7 |
| Rustington | August 5 |
| Saltcoats | July 21 |
| Seaford | July 15 |
| Shaftesbury | July 23 |
| Sidcup | August 11 |
| St Austell | July 8 |
| St Neots | July 30 |
| Stokesley | July 31 |
| Strabane | July 23 |
| Surrey Quays | November 18 |
| Swadlincote | June 30 |
| Tenterden | July 7 |
| Torquay | June 17 |
| Tottenham | July 8 |
| Whitley Bay | August 6 |
| Willerby | August 13 |
| Wimborne | August 4 |
| Wishaw | July |
Branches Closing Soon — Dates Pending
Santander has also confirmed 18 additional branches will shut, though closure dates have yet to be announced:
Bexhill, Billericay, Dover, Droitwich, Dunstable, East Grinstead, Holyhead, Ilkley, Larne, Lytham St Annes, Maldon, Morley, North Walsham, Redcar, Saffron Walden, Turriff, Uckfield, and Urmston.
Reduced-Hours Branches Introduced in 2025
From June 30, 2025, 36 branches began operating under reduced opening hours. These include:
Alton, Banbury, Barry, Beeston, Bicester, Braintree, Bury St Edmunds, Caerphilly, Chippenham, Cirencester, Cricklewood, Durham, Ely, Grantham, Great Yarmouth, Harlesden, Hitchin, Irvine, Kendal, Kettering, Kilmarnock, Lowestoft, Newark, Penrith, Petersfield, Retford, Spalding, Stamford, Stevenage, Stroud, Sudbury, Trowbridge, Washington, Wellingborough, West Bridgford, and Worksop.
What’s Next for Santander Customers
Santander says it remains committed to maintaining face-to-face access where possible. Customers affected by branch closures are encouraged to use:
- The Post Office for basic banking services such as deposits and withdrawals.
- The Santander mobile banking app for everyday transactions.
- Local Community Bankers for in-person support in key regions.
However, the trend is clear — the future of UK banking continues to move online, with digital channels becoming the primary way most people manage their money.
